digibank by DBS — OpenFinance & API Integration Services

Based on OpenData/OpenBanking principles, providing compliant protocol analysis, UPI and account reconciliation integration (starting at $300).

Target application package name
com.dbs.in.digitalbank
OpenData · OpenBanking · Protocol Analysis · UPI

Securely connect digibank's accounts, payments, and wealth features to your system

We provide enterprise-grade one-stop delivery for digibank by DBS: protocol analysis, authorized login, transactions and reconciliation interfaces, UPI integration, and report export, balancing compliance, auditability, and scalability.

Account & Authorization Management — Support session acquisition based on user authorization, token refresh, role-based permission extraction and session management.
Transactions & Reconciliation Statements — Support exporting transactions by time range, transaction type, account consolidation (JSON/CSV/Excel/PDF), with tax-friendly reports.
UPI & Cross-Border Remittances — Integrate UPI payments, UPI-Lite, international remittance summaries and transfer status synchronization (including 100% settlement scenarios).
Wealth & Lending Capabilities — Support mutual fund purchase records, goal-based savings plan data synchronization, paperless loan applications and approval workflows.
View Contact Information View Integration Guide

API Integration Examples & Access Instructions

Required Information (to be provided by client)

  • Target integration scenarios (e.g., transaction export, UPI collections, account balance aggregation)
  • Test/production environments or authorization credentials (if available)
  • Compliance/audit requirements (data retention, data masking rules, logging policy)
  • Delivery formats (JSON/CSV/Excel/PDF) and scheduling frequency

Standard Deliverables

  • Protocol analysis report (authorization flow, key APIs, replay protection, anti-fraud points)
  • OpenAPI/Swagger docs + sample requests/responses
  • Runnable backend implementations (e.g., Node.js/Express or Python/Flask)
  • Automated tests and integration test cases
  • Delivery notes and maintenance recommendations (including compliance notes)

Example: Statement Query (pseudo-code and call sample)

The following example is a specification-grade pseudocode; actual implementation will be based on the authorization chain and the target app's available API or reverse-engineered results.
POST /api/v1/digibank/statement
Content-Type: application/json
Authorization: Bearer <ACCESS_TOKEN>

{
  "account_id": "user@example.com",
  "from_date": "2025-10-01",
  "to_date": "2025-10-31",
  "format": "excel",
  "filters": { "type": "UPI|DEBIT|CREDIT" }
}

Response 200 OK
{
  "status":"OK",
  "transactions": [ { "txn_id":"TX123", "date":"2025-10-12", "amount":-350.00, "description":"UPI - Merchant" } ],
  "generated_at":"2025-11-09T10:00:00Z"
}
cURL Example (pseudo) 
curl -X POST 'https://your-backend.example/api/v1/digibank/statement' \
  -H 'Authorization: Bearer <ACCESS_TOKEN>' \
  -H 'Content-Type: application/json' \
  -d '{"account_id":"user@example.com","from_date":"2025-10-01","to_date":"2025-10-31","format":"json"}'
Node.js Invocation Example (pseudo) 
// Node.js (axios)
const axios = require('axios');
const resp = await axios.post('https://your-backend.example/api/v1/digibank/statement', {
  account_id:'user@example.com', from_date:'2025-10-01', to_date:'2025-10-31', format:'json'
}, { headers:{ Authorization:`Bearer ${ACCESS_TOKEN}` } });
console.log(resp.data);

Core Benefits

  • Compliance-first: only integrate with authorized or open interfaces, with NDA and audit logs export support
  • Fast delivery: initial version in 5–12 business days for standard scenarios
  • Scalable: supports multi-account aggregation, cross-border settlements, and multi-currency reports
  • Audit-ready: provides audit logs, consent records, and data minimization practices

Engagement Process (Brief)

  1. Submit requirements: target App (provided) + desired interfaces/scenarios
  2. Protocol analysis: 2–6 business days depending on complexity
  3. Development & testing: 3–10 business days
  4. Delivery: source code, OpenAPI, test reports, and user guide

About Our Studio

We are a tech service team focused on app protocol analysis, open data, and third-party API integration. Core members come from mobile payments, banking, and cloud security backgrounds, specializing in turning complex financial app capabilities into reusable, compliant API layers.

  • Provide protocol analysis, API refactoring, and SDK delivery
  • Consider Android / iOS scenarios and server-side integration
  • Deliver runnable source code, OpenAPI docs, and automated test scripts
  • Transparent pricing: starting at $300, with payment on delivery/acceptance

Contact Information

To request a quote or submit more detailed integration requirements, please visit our Contact page and provide: target App name, desired integration features, and whether you have testing credentials or backend access.

Go to Contact Page

📱 Original App Full Introduction (collapsed, click to expand)

digibank by DBS — Product Highlights (Overview in English)

digibank by DBS aims to merge banking services with digital experiences, delivering intuitive, intelligent, and secure personal and wealth management. Below is an English overview of the original key points:

  • Security & Trust: Ranked among Asia's safest banks, offering account options with benefits based on a minimum average balance (example: ₹10,000).
  • Smart Wealth: convenient fund purchases (including Morningstar high-rated products), higher-yield savings rates, and goal-based savings.
  • Cross-border & Remittance: same-day international transfers, low hidden fees, and competitive exchange rates.
  • Cards & Payment Controls: remotely lock cards, switch to international mode, and manage spending with controls for debit cards.
  • UPI Features: quick QR payments, AutoPay, NRI account binding, RuPay card integration, with support for international phone numbers and global transactions.
  • Smart Notifications & Spending Analysis: AI-driven spend alerts, category analysis, and personalized financial guidance.
  • Paperless Loans & Protection: instant personal loan applications, goal-based savings, and instant insurance products.
  • Account Aggregation: view and operate multiple bank accounts and services in one app.

Contact information (example, from public notes): DBS Bank India Limited, Capital Point, Connaught Place, Delhi — Customer care email customercareindia@dbs.com. This collapsed section is an overview of the original app's product description for technical integration reference.